How Springboard Works
Springboard turns “I can’t save the deposit” into “I own my home.” Here’s the whole journey, start to finish — with little or no deposit saved.
What Is Community Funding Program?
The Community Funding Program is money contributed by community members that covers the deposit and the upfront costs of buying — including legals and stamp duty. Instead of saving for years, you buy now on a standard home loan, and refinance to full ownership down the track. We’re facilitators: we check you qualify, then connect you with our licensed Finance team and the Community Funding Program to make the purchase happen.
Your Journey to Ownership
A clear, supported path from application to the keys in your hand.
Check You Qualify
Share a few initial details — income, employment, residency. No documents needed just to get started.
Takes 5 minutes
Map Your Pathway
We pass your qualifying details to our licensed Finance team for a preliminary assessment of what you can be approved for.
One-on-one support
The Community Funding Program Covers Your Deposit
Our Community Funding Program covers the deposit and upfront costs — including legals and stamp duty. The hurdle that stops most people, removed.
No savings needed
A Standard Home Loan Covers the Rest
The majority of the purchase is a normal home loan from an accredited lender, arranged through our Finance team.
Accredited lender
Move In & Make Repayments
You move in and make repayments — a bit above what you’d pay in rent. Every 12 months, the Program reviews your ability to refinance and pay out the deposit loan.
Reviewed every 12 months
Refinance & Own It
When you can refinance, you pay out the deposit loan, the Community Funding Program is repaid, and you’re left owning your home.
You own your home
Who It Helps
First Home Buyers
Ready to own but stuck behind the deposit wall. The Community Funding Program removes the one barrier standing in your way.
A Fresh Start
After a separation, a business chapter that’s closed, or a past credit event now behind you — if your income and recent record are solid, a past chapter doesn’t have to define your future.
Ready to See If It Fits You?
Find out in a couple of minutes whether the Springboard pathway could work for you — no obligation, no documents to start.
Springboard Homes provides general information only and is a facilitator — not a lender, mortgage broker, financial adviser or financial planner. This is not financial or credit advice. Consider your own circumstances and seek advice from a licensed professional before making any decision.