Deposit gap pathway

Through the Community Funding Program, eligible buyers may be able to cover the deposit and upfront costs — including legals and stamp duty — with a separate, repayable deposit loan, while a home loan from an accredited lender covers the rest. The pathway is open across every state and territory in Australia.

How it works
💬 No Cost, No Obligation

Get In Touch

Ready to find out if you can own sooner? We’d love to hear from you. There’s no cost and no obligation to talk it through.

Check Your Eligibility

Talk to Springboard Homes

Send us a message and we’ll get back to you. Prefer to start on your own? Check your eligibility first and bring your results to the conversation.


    Send us a message and we’ll get back to you. No cost, no obligation.

    What Happens Next

    1

    We Check the Basics

    Income, employment, credit and residency — a quick, honest first read.

    Step one

    2

    Preliminary Assessment

    We pass your details to our licensed Finance team for a preliminary assessment.

    Licensed brokers

    3

    A Clear Next Step

    If it’s a fit, we walk you through how the Community Funding Program works for your purchase.

    No pressure

    Buying with little or no deposit means borrowing more, and usually taking on a second loan alongside your home loan. Property values can fall, and for a time you may owe more than your home is worth. Repayments on both loans must be met. Consider whether this is right for you, and ask the licensed professionals to explain the risks as well as the benefits before you commit.

    Springboard Homes provides general information only and is not a lender, mortgage broker, financial adviser or financial planner. Credit services under the Community Funding Program are provided by CRE8 Finance Pty Ltd t/a Your Loan Assist, Australian Credit Licence 477483. This is not financial or credit advice. Consider your own circumstances and seek advice from a licensed professional before making any decision.