Through the Community Funding Program, eligible buyers may be able to cover the deposit and upfront costs — including legals and stamp duty — with a separate, repayable deposit loan, while a home loan from an accredited lender covers the rest. The pathway is open across every state and territory in Australia.
How it worksFor property professionals
Springboard Homes accredits property professionals to introduce deposit-short buyers to the Community Funding Program — a deposit loan program owned and assessed by Your Loan Assist, who hold the credit licence.
They want the house. They can carry the repayments. They cannot get to the deposit. In most agencies that deal quietly disappears, and there is nowhere to send them.
Your Loan Assist induct you themselves and issue you an introducer licence number of your own, recorded on a register a client can check. That is not something most referral arrangements offer.
A contractual licence under Your Loan Assist's own introducer program, issued by them, after they have inducted you personally. It is quoted to your clients and it is recorded on the Licensor's register.
It is not an ASIC authorisation. It is not a credit licence of your own. It does not make you a credit representative, and it does not make you an employee or agent of Your Loan Assist. You remain independent.
The builder pays Springboard a fixed fee on the sale under our marketing agreement — a set amount, not a percentage of the price — and we pay you out of that. Your fee is set individually rather than off a rate card, so it is a conversation, not a number on a website.
Paid by card through the Springboard platform, so you never handle client money. It is charged once and it is not refunded. A client who is declined moves into the Nurture Program and pays no second application fee if they reapply.
You invoice once the sale settles and Springboard has been paid, then within 14 days. That is routinely several months after you make the referral. We would rather you knew that now than budgeted around it — and you must never present it to anyone as near-term income.
One fee per client, nothing on a referral that does not complete, and the fee is repayable if a settlement is later unwound. There is no retainer and no minimum.
Because we pay you, you must tell your client so — before you collect any of their personal information, and you must say the amount. No disclosure, no fee. That is a condition of the agreement, not a formality. It is also a straightforward conversation to have, because the fee the builder pays us is fixed: what you are paid cannot move what your client pays.
It is deliberately demanding. Everything you are permitted to say to a client comes out of the course, so the course is where the care goes.
Before anything else.
Step 1Your application and identity check.
Step 2Fourteen modules, roughly six hours, taken over several days — not in one sitting. Every module check, then a final exam you must pass at 100%. Forty-six red-line items; one wrong answer re-locks the module.
Step 3The referral agreement and the fee schedule that goes with it, issued one at a time. Both must be signed before this step completes.
Step 4Springboard issues both, stamped with the course, script and wording versions you were certified against.
Step 5Springboard submits your paperwork on your behalf. You never send your own.
Step 6Two sessions, run in person by the Licensor — the Program, then process and document standards. Springboard attends every one. Your introducer licence is issued here.
Step 7Only now may you refer. Nothing is payable on a referral dated before this.
Step 8We would rather say so now than take you through a six-hour course to find out.
Project marketers, house-and-land sales teams, developer in-house sales teams and agents selling new and project stock — anyone who regularly meets buyers the deposit is the only thing stopping, and who is comfortable completing them on stock sourced through Springboard.
If you hold your own developer agreements, there is a conversation to have about how the two sit together, and it belongs at the start. Mortgage brokers, QPIA advisers and accountants are accredited by invitation and carry additional obligations of their own — please start with a conversation rather than an application.
We accredit in small cohorts because Your Loan Assist run every induction in person. If you would like to be in the next one, start with a conversation.
No obligation · We will tell you plainly if the agreement does not fit your business
Australian Credit Licence 477483 is held by CRE8 Finance Pty Ltd trading as Your Loan Assist. Springboard Homes is a marketing brand of G.B. Mayes Holdings Pty Ltd and holds no credit licence. Accredited introducers are independent contractors and are not employees or agents of Your Loan Assist. The introducer licence number issued by Your Loan Assist is a contractual licence under their introducer program and is not an authorisation granted by ASIC. Accreditation confers no authority to provide credit assistance or financial product advice.